Since we shop over +100 lenders until your rates drop.
Take the 30-second quiz to compare your best loan options >>

No SSN required. Won't affect credit. Get Pre-Approval Letter 100% FREE.

Hang On, We've Done This Before. Follow Our Lead!

The home buying process should be as easy as 1, 2, 3. See below:


Step 1.
Find Out How Much Home You Can Afford

Share some basic info, no SSN, no hard credit pull; if qualified, we'll provide you a free, no-obligation pre-approval letter.


Step 2.
Choose the Best Options for You

Choose from a variety of loan options, including our conventional 20% down product. We also have a No-doc loan program for people who can't prove their income source to get a loan: no tax return, W2 or paystub required.
We  offer popular 5%-15% down home loans... AND we can even go as low as 0% down.


Step 3.
Close The Loan & Move to Your New Home!

It only takes about 30 seconds to get everything under way. Simply answer the quiz now.

We are proud to serve all communities in California, especially San Francisco, Santa Clara County, Sacramento County & Santa Cruz County

Our customers love us

" Very professional service. They were able to refinance my loan in a very short amount of time and at a competitive rate. I definitely would recommend them."

- Phil B. (San Jose, CA)

"Can I just say how much I appreciate Win and all of her team! I am so thankful to have found Mortgage for the purchase of our home. Everyone was so helpful and and knowledgable and made the process so easy and stress-free. We are truly grateful for Millennials Mortgage."

- Delia M. (San Francisco, CA)

"I'm so surprised this page doesn't have hundreds of reviews! The guys here at Millennials Mortgage are awesome!!! We love working with Leon, HD, and Jason! Super nice guys with a passion for what they do. We've done some work for them the past couple months and we can't wait for more to come!"

- Andres V. (San Francisco, CA)

"If you have been doing this by yourself, you don't know what you're missing. QD will impress you with his local knowledge. He even picked up my phone at 11 PM!"

- Joshua E. (Hayward, CA)

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